Thursday, 25 August 2016

Urjit Patel’s first task is to redeem FCNR(B). But what is FCNR(B)?

Foreign currency non-resident deposits, usually abbreviated as FCNR(B) – the B stands for banks, are term deposits that non-resident Indians (NRIs) can open with banks in India. These deposits are denominated in foreign currencies permitted by the Reserve Bank of India.
Redemption of foreign currency non-resident deposits have been termed as one of the first challenges that new RBI governor Urjit Patel will face upon assuming office. If that sounded gibberish, read on:

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